Michigan Mortgage - What to Expect When Buying a Home in Michigan Posted by nick_niesen on October 29th Melvin Gordon III Jersey , 2010
Maybe you聮re buying your first home in Michigan, or perhaps you聮re relocating to Michigan from another state. Either way, it聮s important that you educate yourself on Michigan home loans before shopping for a home and mortgage. This article explains what you聮ll need to know before buying a home in Michigan:
In 2005, Michigan was the only state in the nation to report declining job-growth rates for consecutive years. Additionally, the personal income growth of Michigan residents is amongst the lowest in the nation Philip Rivers Jersey , and rates of bankruptcies and foreclosures are above the national average. In 2004, downtown Detroit commercial office vacancies were the highest in the nation.
Weak employment conditions and slow population growth in Michigan have had an effect on the housing market. The rate of home appreciation in Michigan is well below the national average. Additionally, the price of homes in Michigan varies widely between zip codes. For example, in Detroit, Michigan LaDainian Tomlinson Jersey , the median price of a home in the summer of 2005 was $160,000; however, in Ann Arbor, Michigan, the median price of a home was $225 Cheap Chargers Jerseys ,000.
Michigan laws require that refinance transactions on sub-prime loans have a $10,000 minimum loan amount. Additionally, Michigan laws prohibit mortgage companies from requiring a borrower to work exclusively with them after an application has been submitted. Borrowers in Michigan are encouraged to sign a right of refusal so that they can choose another lender should problems arise with their first choice.
The Michigan State Housing Development Authority (MSHDA) is responsible for all home-buying assistance in the state of Michigan. MSHDA offers low-interest rate loans and down payment assistance to Michigan residents who qualify for the program under state income requirements and purchase limits.
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Belize Real Estate Boutique Hotels Family Articles | January 18, 2011 There are numerous hotels in the land of beautiful Belize and most of them will give you their very best for you to have a memorable stay, especially if you are spending your time in Sanctuary Bel...
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